Workers Compensation

Save significantly on your workers’
compensation premium by joining the Meigs
County Chamber of Commerce workers’
compensation program administered by
CareWorks Consultants, Inc. (CCI).
We partner with CareWorks Consultants to
deliver the most significant cost savings to our
members. CareWorks Consultants embraces a
results-oriented approach that fully integrates
safety prevention and risk control with
aggressive claims management to deliver a
significant return on investment.  The Chamber
and CareWorks Consultants can analyze your
company to determine the BEST workers’
compensation premium-saving program for you.

•        Group Rating – CCI’s group rating program is the
only plan endorsed by the Chamber. In 2011 the
program’s estimated return on investment averaged
425%.

•        Group Retrospective Rating – This program offers
premium savings projected as high as 60% and can be a
great alternative for companies unable to qualify for
traditional group experience rating.

•        Deductible Program – This program offers
discounts on premium rates in exchange for accepting a
specified deductible amount.

•        100% EM Cap – Companies becoming penalty
rated for the upcoming policy year can have increases to
their Experience Modifier (EM) limited, or capped, at
100%, thereby limiting rate and premium increases.

•        Other Alternative Rating & Discount Programs –
Drug-Free Safety Program, One Claim Program, Safety
Council, Salary Continuation, $15K Medical Only
Deductible and others.

•        Self Insurance – Companies pay compensation and
medical costs directly for work-related injuries avoiding
escalating reserves and premiums charged by the Ohio
Bureau of Workers’ Compensation. CareWorks
Consultants serves more Ohio self-insured employers
than any other third party administrator.
As a result of their best-in-class service, CareWorks
Consultants has consistently maintained a 97%
retention rate - one of the highest in the industry.  Put
their team to work for you.  For a no-cost, no-obligation
program analysis, go to www.careworksconsultants.
com/groupratingapplication/Meigs.  You may also
contact CareWorks Consultants’ Shawn Combs, toll-free,
at 1-800-837-3200, ext. 7264.
2012 Ohio Safety Council
Expo. March 12-14th.
Columbus Ohio. Registration
begins in January. Contact
the chamber office with
questions!